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How to make a LAYBYWHAT IS A LAYBY? A layby sale is one where the goods are sold at retail, but the buyer does not receive or take delivery of the goods until the whole of the purchase is fully paid. It is an easy and relatively cheap method of paying for a purchase by instalments - It is cheaper than buying by hire purchase/credit sale as you do not pay interest as the goods are left in the store. (0% Interest.) STEPS OF A LAYBY:
LAYBY TERMS AND CONDITIONS:
HOW TO MAKE A LAYBY ONLINE:
1. To start a layby online, add items to your shopping cart and when you checkout your order, in Step 2, Payment Method, Choose "Internet Banking or Fast Deposit ONLY - New Zealand"
2. Scroll downwards to "Special Instructions or Order Comments", and state that you would like to make a layby on the order. Eg. "I would like to Layby this order."
* We only accept direct credit (Bank deposit) for online laybys. 3. Make the minimum deposit of 20% (of the total purchase) by direct credit to the provided bank account. Make sure to include your order number as payment reference.
4. There are no weekly/monthly minimum payment instalments. You can adjust your own payment amount and frequency to suit you as long as it is paid off within the 3 month term.
5. When your layby is fully paid off within the 3 month term, your order will be released for delivery or it will be ready for pick up in our store. - Please remember if your order is over $200 you can have your items delivered to your front door for FREE! |